Our Story
About us
We’re here to make financial services for businesses as accessible and instant as the internet.
Great businesses create jobs, improve lives and try to move the world forwards. But millions struggle to keep their plans in motion because of frustrations with payments and finance getting in the way. We’re changing that.
We are a fintech platform that keeps business flowing brilliantly by providing frictionless access to payments, credit and authentication through seamless integrations and instant decisions.
Built for, and with, the business community
We started in 2011, frustrated by the financial friction that businesses had to contend with on a daily basis.
With the backing of some major investors, we began developing innovative ways to help businesses clear their day-to-day financial hurdles.
We called on all the power of technology to make things faster and more flexible. But even more important were our teams, who quickly built a reputation for the commitment and care they brought to solving customers' problems.
Why choose us?
More and more business transactions are moving online. But most business payment methods are still bogged down in slow and unconnected processes. Whether it's payment options, payment terms or onboarding new customers - when things are harder than they need to be, it saps resources and momentum.
Our technology and our people are making sure the services businesses depend on are always at their fingertips. Connected, quick, and easy to track.
Finally, businesses can put their time and energy into goals and growth, not distractions or delay. We’re putting a stop to the stop-start – so they can keep business flowing brilliantly.
Powering up the business community
Meet the founder
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Anil Stocker
Anil is Co-Founder and CEO of Kriya, a FinTech pioneering frictionless access to payments and credit for business transactions. Since launch in 2011, Kriya has processed £20 billion B2B payments and advanced £3 billion in credit to UK businesses. Kriya has raised £60 million in equity and £500 million in debt finance to power its development. Anil is an active angel investor in 20+ start-ups across FinTech, Open Banking, B2B marketplaces and crypto. He is a passionate traveller and avid reader.
Articles by Anil
Reflections on 2022 and looking ahead to 2023
How companies can navigate their business finance in 2023 and take advantage of key trends such as embedded finance
MarketFinance is now Kriya!
An important milestone for our business: Kriya is the new name for MarketFinance. Our Co-Founder and CEO, Anil Stocker, explains how we keep business flowing brilliantly.
From hailing London taxis to ordering an Uber: why an even bigger digital shift will happen in business e-commerce.
Uber transformed the taxi industry forever. The same digital change is now coming for business e-commerce.
Meet the team
Martina has been with Kriya since 2015 working in various roles within Finance and Operations. She has worked on key projects in the past including fundraising, launching new products and expansion. She is passionate about problem solving and leveraging data to optimise business processes to enable the growth of the business.
Konstantin has a PhD in computer science, over 19+ experience in Software Development, Product Management and Solutions Delivery. Specialising in Finance, Information security, Natural Language Processing and Business Automation.
Michael’s background is in credit risk, fraud and financial crime roles in the Consumer and SME lending space at companies which include CapitalOne, Paypal, RateSetter and Metro Bank. Outside of work Michael can be found watching, playing or coaching football.
Marion joined Kriya in 2021 after spending most of her career in Investment Banking at Goldman Sachs and Morgan Stanley. She brings 15 years’ experience in FinTech, Financial Strategy, Capital Raising and Investor Relations. Marion is a mother of two young daughters and an enthusiastic yogi.
Passionate about problem solving and helping businesses achieve their aims, Adebayo can often be found crafting solutions to issues before they arise. He has worked on securing several large-scale financing arrangements used to power the payments products supporting our community of business customers.
Meet our board, advisors and backers
Michael Woodburn is Kriya's Board Chairman. He is the current Chief Data Officer at leading UK fintech Clearscore and a former Chief Operating Officer at CapitalOne. Michael brings significant experience of data, analytics and risk management to Kriya.
Jeppe is a Partner at leading multi-stage venture capital fund Northzone, based in London. He has two decades of venture investing experience, and has a deep focus on fintech investments across Europe.
Paul Forster co-founded Indeed.com in 2004 and led the company as CEO through rapid growth to a successful exit. Indeed is a giant of the online job search market and was acquired in 2012 by Recruit Co – one of the world’s largest HR services companies. Under Paul’s leadership Indeed.com grew from start-up to market leader, with over 1,000 employees and 140 million monthly unique users today.
Luke Griffiths led Klarna’s UK business between 2016 and 2020, and is now the company’s chief commercial officer, where his responsibilities include helping scale the business globally and leading its go-to-market and business development teams.
Ryan has been at Barclays for ten years. Now, as the Head of Strategic Investments for Europe and Asia, Ryan is responsible for originating, executing and managing the portfolio of strategic principal equity investments across the Barclays group.
Myles Dawson served as Adyen’s UK Managing Director between 2012 and 2022, opening the company’s first office in this country and leading the UK business to over 100 people, whilst helping Adyen become one of the most valuable fintech companies in the world.
Apart from her significant career in private sector banking and financial consulting, Baroness Kramer has been a huge advocate of the FinTech industry to both the Government and the Bank of England. Currently she is a member of the EU Goods Sub-Committee, as well as the Finance Bill Sub-Committee. As Liberal Democrat Lords Spokesperson for the Treasury and Economy since 2015 too, she’s a well known and respected voice in all things finance.
Shalini is the CEO and Board Director of E2Exchange (E2E), which she founded in 2011, as well as a government advisor. With 23,000 members contributing £213 billion to the UK economy and employing 1.15 million people, E2E is the largest and most active network of entrepreneurs. Shalini describes it as ‘match.com for businesses’ and is enthusiastic about the collaboration this community fosters.
Our milestones
Since being founded in 2011, Kriya has helped businesses collect over £20 billion in B2B payments, and advanced over £3 billion worth of credit through working capital and business loans.
2011
2015
In 2015, the company opened an office in Manchester and raised a £6 million Series A funding round from venture fund Northzone and Paul Forster (cofounder at Indeed.com)
2016
In 2016, Kriya (formerly known as MarketInvoice) received an additional £7.2m in funding from Northzone and MCI Capital.
2018
In 2018, MarketInvoice announced they had funded over £2 billion of invoices on their platform.
2019
In 2019 the company completes a Series B equity funding round raising a further £26 million from Barclays Bank, Santander Innoventures, Northzone and Viola Credit. In November MarketInvoice rebrands to MarketFinance.
2021
A £280 million dedicated debt facility raised, and MarketFinance becomes accredited for the CBILS and Recovery Loans Scheme by the British Business Bank. MarketFinance also wins a £10 million grant from the Banking Competition Remedies Fund.
2022
On 19 May 2022 MarketFinance raised £100m in debt financing from Deutsche Bank.
On 11 October 2022 MarketFinance secured a £30m credit facility from Viola Credit.
In November 2022, MarketFinance rebrands to Kriya to reflect it's broader mission of facilitating payments for B2B merchants.
Kriya appoints new board members & advisors including Michael Woodburn (Clearscore, CapitalOne), Luke Griffiths (Klarna) and Myles Dawson (Adyen).
