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Our Story

About us

We’re here to make financial services for businesses as accessible and instant as the internet.

Great businesses create jobs, improve lives and try to move the world forwards. But millions struggle to keep their plans in motion because of frustrations with payments and finance getting in the way. We’re changing that.

We are a fintech platform that keeps business flowing brilliantly by providing frictionless access to payments, credit and authentication through seamless integrations and instant decisions.

Built for, and with, the business community

We started in 2011, frustrated by the financial friction that businesses had to contend with on a daily basis.

With the backing of some major investors, we began developing innovative ways to help businesses clear their day-to-day financial hurdles.

We called on all the power of technology to make things faster and more flexible. But even more important were our teams, who quickly built a reputation for the commitment and care they brought to solving customers' problems.

Why choose us?

More and more business transactions are moving online. But most business payment methods are still bogged down in slow and unconnected processes. Whether it's payment options, payment terms or onboarding new customers - when things are harder than they need to be, it saps resources and momentum.

Our technology and our people are making sure the services businesses depend on are always at their fingertips. Connected, quick, and easy to track.

Finally, businesses can put their time and energy into goals and growth, not distractions or delay. We’re putting a stop to the stop-start – so they can keep business flowing brilliantly.

Powering up the business community


B2B Payments processed
More on Payments


Credit advanced to suppliers and buyers
More on Lending


Transactions processed
More on Authentication

Meet the founder

Anil Stocker

CEO & Co-founder

Anil is Co-Founder and CEO of Kriya, a FinTech pioneering frictionless access to payments and credit for business transactions. Since launch in 2011, Kriya has processed £20 billion B2B payments and advanced £3 billion in credit to UK businesses. Kriya has raised £60 million in equity and £500 million in debt finance to power its development. Anil is an active angel investor in 20+ start-ups across FinTech, Open Banking, B2B marketplaces and crypto. He is a passionate traveller and avid reader.

Articles by Anil

Don’t leave money on the table - leverage digital trade credit

By offering digital trade credit, B2B merchants can stand out from the competition, enhance revenue and free-up working capital.

Anil Stocker
Read more
Anil Stocker Kriya CEO 2023

Kriya’s 2023 in review: transformational growth and positioning ourselves for the future

Our CEO, Anil, reflects on the big trends of 2023 and how these will shape the year to come.

Anil Stocker
Read more
Online payments and digital trade credit are digitising the last steps of offline multichannel b2b sales

How online payments are digitising the last steps of offline B2B sales

eCommerce won’t totally replace the way businesses buy from each other any time soon. But even traditional B2B retailers are benefitting from digitising the final mile of their offline sales. Here’s how.

Anil Stocker
Read more

Meet the team

Martina Trifonova
General Manager

Martina has been with Kriya since 2015 working in various roles within Finance and Operations. She has worked on key projects in the past including fundraising, launching new products and expansion. She is passionate about problem solving and leveraging data to optimise business processes to enable the growth of the business.

Konstantin Pasechnikov
Chief Technology Officer

Konstantin has a PhD in computer science, over 19+ experience in Software Development, Product Management and Solutions Delivery. Specialising in Finance, Information security, Natural Language Processing and Business Automation.

Marion Delille
Chief Capital Officer

Marion joined Kriya in 2021 after spending most of her career in Investment Banking at Goldman Sachs and Morgan Stanley. She brings 15 years’ experience in FinTech, Financial Strategy, Capital Raising and Investor Relations. Marion is a mother of two young daughters and an enthusiastic yogi.

Adebayo Lanlokun
Head of Legal & Company Secretary

Passionate about problem solving and helping businesses achieve their aims, Adebayo can often be found crafting solutions to issues before they arise. He has worked on securing several large-scale financing arrangements used to power the payments products supporting our community of business customers.

Meet our board, advisors and backers

Michael Woodburn
Chairman of the Board

Michael Woodburn is Kriya's Board Chairman. He is the current Chief Data Officer at leading UK fintech Clearscore and a former Chief Operating Officer at CapitalOne. Michael brings significant experience of data, analytics and risk management to Kriya.

Jeppe Zink
Board member

Jeppe is a Partner at leading multi-stage venture capital fund Northzone, based in London. He has two decades of venture investing experience, and has a deep focus on fintech investments across Europe.

Paul Forster
Board member

Paul Forster co-founded in 2004 and led the company as CEO through rapid growth to a successful exit. Indeed is a giant of the online job search market and was acquired in 2012 by Recruit Co – one of the world’s largest HR services companies. Under Paul’s leadership grew from start-up to market leader, with over 1,000 employees and 140 million monthly unique users today.

Luke Griffiths
Board member

Luke Griffiths led Klarna’s UK business between 2016 and 2020, and is now the company’s chief commercial officer, where his responsibilities include helping scale the business globally and leading its go-to-market and business development teams.

Ryan Hayward
Board member

Ryan has been at Barclays for ten years. Now, as the Head of Strategic Investments for Europe and Asia, Ryan is responsible for originating, executing and managing the portfolio of strategic principal equity investments across the Barclays group.

Michał Górecki
Board observer

Michał is an Investment Partner at MCI Capital based in Warsaw, Poland. MCI is a leading Central European technology investment company with long-term capital dedicated to growth and buyout investments. Michal has a keen interest in fintech investments.

Myles Dawson
Board advisor

Myles Dawson served as Adyen’s UK Managing Director between 2012 and 2022, opening the company’s first office in this country and leading the UK business to over 100 people, whilst helping Adyen become one of the most valuable fintech companies in the world.

Baroness Susan Kramer
Liberal Democrat Member of the House of Lords

Apart from her significant career in private sector banking and financial consulting, Baroness Kramer has been a huge advocate of the FinTech industry to both the Government and the Bank of England. Currently she is a member of the EU Goods Sub-Committee, as well as the Finance Bill Sub-Committee. As Liberal Democrat Lords Spokesperson for the Treasury and Economy since 2015 too, she’s a well known and respected voice in all things finance.

Shalini Khemka
CEO and Director, E2Exchange

Shalini is the CEO and Board Director of E2Exchange (E2E), which she founded in 2011, as well as a government advisor. With 23,000 members contributing £213 billion to the UK economy and employing 1.15 million people, E2E is the largest and most active network of entrepreneurs. Shalini describes it as ‘ for businesses’ and is enthusiastic about the collaboration this community fosters.

Our milestones

Since being founded in 2011, Kriya has helped businesses collect over £20 billion in B2B payments, and advanced over £3 billion worth of credit through working capital and business loans.


Kriya launched (originally known as MarketInvoice)


Opened Manchester office and raised a £6m Series A equity funding round

In 2015, the company opened an office in Manchester and raised a £6 million Series A funding round from venture fund Northzone and Paul Forster (cofounder at


Additional £7.2 million in equity funding received

In 2016, Kriya (formerly known as MarketInvoice) received an additional £7.2m in funding from Northzone and MCI Capital.


Over £2 billion of credit advanced through MarketInvoice's platform

In 2018, MarketInvoice announced they had funded over £2 billion of invoices on their platform.


MarketInvoice raises £26 million Series B equity funding round and rebrands to MarketFinance.

In 2019 the company completes a Series B equity funding round raising a further £26 million from Barclays Bank, Santander Innoventures, Northzone and Viola Credit. In November MarketInvoice rebrands to MarketFinance.


A big year for MarketFinance as it raises dedicated debt facility of £280 million and is approved for the CBILS and Recovery Loans Scheme,

A £280 million dedicated debt facility raised, and MarketFinance becomes accredited for the CBILS and Recovery Loans Scheme by the British Business Bank. MarketFinance also wins a £10 million grant from the Banking Competition Remedies Fund.


MarketFinance rebrands to Kriya, reflecting a broader shift to handle B2B payments and embedded finance.

On 19 May 2022 MarketFinance raised £100m in debt financing from Deutsche Bank.

On 11 October 2022 MarketFinance secured a £30m credit facility from Viola Credit.

In November 2022, MarketFinance rebrands to Kriya to reflect it's broader mission of facilitating payments for B2B merchants.

Kriya appoints new board members & advisors including Michael Woodburn (Clearscore, CapitalOne), Luke Griffiths (Klarna) and Myles Dawson (Adyen).

Interested in partnerting with us?

Ask us how we can help keep your customers' plans on track – not on hold.