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Insights and trends about Finance, Lending, Funding – and more

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Popular articles

Type of finance

Invoice finance

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Lending

Payments

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Trade Credit | What is it, How does it work & How can your business offer it?

Trade credit drives trust, conversion and flexibility for customers to purchase the goods they need while managing their cash flow.

Type of finance
How embedded finance is changing the future of financial services

Embedded finance is altering how consumers and businesses are choosing to use banking and financial services.

Business insight
Payments
From E-Fitness to Cybersecurity - What Industries Are Set to Boom After The Coronavirus?

Industries set to boom after coronavirus.

Business insight
Are Creative Industries Likely To Make A Comeback This Summer?

The comeback of creative industries.

Business insight
What to do when you can’t make a loan payment

Missing loan payments can be stressful, but business owners shouldn't bury their heads in the sand. Here we offer advice on dealing with missed repayments and tips for staying on top of your loan.

Lending
Reducing overheads on your online store

To help your online business improve its cash flow, this guide presents seven simple ways to reduce its overheads—without lowering standards.

Business insight
Here’s how much to reinvest in your business

For business owners looking to reinvest back into their business, this guide helps them decide on an appropriate percentage.

Business insight
How to spot a good lender

Alternative business finance is more popular than ever. To help you navigate this market, this guide outlines some important things to consider when deciding on a lender.

Business insight
Determining the best type of loan for your business

The business funding landscape is extensive. This article explores popular options and notes some important things to consider to help you identify the best type of loan for your business.

Business insight
Business survival planning

The small business landscape can be unpredictable. This guide outlines seven survival strategies for business owners. Read our guide to help keep your business afloat during hard times.

Business insight
How to finance your e-commerce business

Securing funding can take your e-commerce business to the next level. This guide outlines six simple ways to fund your business and helps you find the right solution for you.

Business insight
Payments
The difference between good debt and bad debt

Sometimes to invest in your company’s future, you need to take on some debt. This guide breaks down the difference between good and bad debt.

Business insight
Calculating how much finance your business needs

Financing is a great tool to bring your business to the next level. This guide helps business owners identify their capital needs.

Business insight
Identifying the best time for expansion

Every business should consider expansion at some point in its lifecycle. This guide outlines seven things to consider before you invest in your business's growth.

Business insight
Knowing when it’s time to get a business loan

Financing is an excellent opportunity to optimise your business's future. This guide helps you decide whether a small business loan is right for you.

Business insight
A guide to UK corporation tax

For new business owners, understanding Corporation Tax can be challenging. To clear up confusion, this guide breaks down everything you need to know about the process.

Business insight
Negotiating with potential investors

Negotiating with potential investors is a prospect that can fill business owners with dread. By following these seven simple tips, you can improve your chances of securing that all-important deal.

Business insight
How to make financial projections for your business

Tired of trying to plan in the dark? This guide outlines everything they need to know about financial projections to help you keep guesswork to a minimum.

Business insight
Why you should consider diversifying

If your company is growing, it might be time to consider diversifying. This guide outlines the many benefits associated with expanding your business.

Business insight
Calculating the return on investment for your business

Investments always involve some degree of risk. Read this guide if you’re interested in managing these risks by working out your business’s return on investments (ROI).

Business insight
Starting an employee share option scheme

Offering share options is increasing in popularity as more business owners become aware of its mutual benefits. Find out how to start your own employee share option scheme.

Business insight
The hidden costs of running an e-commerce business

Maintaining an online business may be more expensive than you think. Here are six often overlooked costs every e-commerce business owner should consider.

Business insight
Payments
Everything you need to know about growth capital

Businesses often grow faster than they can afford. This guide offers a lowdown of the practice for business owners interested in growth capital.

Business insight
Accounting for small businesses

Managing your accounts doesn't have to be a nightmare. This article breaks small business accounting down into six easy-to-follow steps.

Business insight
How to compare business loan terms

Understanding loan terms can be challenging. This guide outlines key business loan terms and helps you decide which ones are the most relevant to your SME.

Business insight
The pros and cons of paying back your loan early

Paying your loan off early is a tempting proposition for many business owners. This guide addresses the risks and rewards involved with loan prepayments.

Business insight
The hidden costs of hiring—and how to manage them

Hiring new staff is essential for any growing business. This article outlines five overlooked hiring costs before addressing how these expenses can be managed.

Business insight
Outsourcing vs hiring: which is right for your business?

Knowing when it is better to outsource or hire an employee for your business is tough. This article provides guidance on which option is right for your company.

Business insight
Determining compensation and benefits for your employees

Compensation and benefits packages can help businesses attract and retain top talent. Learn how to determine the best rewards for you and your employees.

Business insight
Pros and cons of debt vs equity finance

Most businesses will need to bring in outside money to help finance their start-up or growth. Learn about whether debt or equity finance will best suit your business needs.

Business insight
How to calculate how much your business is worth

Whether your aim is to sell, raise equity or make improvements, knowing how much your business is worth will provide the insight needed to maximise its value.

Business insight
What you need to know about selling business assets

Figuring out the best way to sell your business assets can be complicated. Here is an introductory guide to get you started.

Business insight
What is a business advisor and do you need one?

Many business owners face failure due to missed opportunities and poor management. Learn about the role of a business advisor and why your company may need one.

Business insight
A guide to B2B marketplaces

Knowing whether to join one of the major online B2B marketplaces can be a tough decision for many businesses. Here is a B2B marketplace guide to help you better understand their core features and benefits.

Business insight
Payments
How to find the best broker for your business

Hiring a business broker is a big expense when it comes to buying and selling businesses. This article explains how they could well be worth their cost and how you can find the best business broker for your business.

Business insight
How does the buy now pay later model work?

Millions of shoppers now use the buy now, pay later (BNPL) payment option. Learn how your business could benefit from offering customers the BNPL model.

Business insight
Payments
Could embedded finance simplify borrowing?

The business of lending and borrowing money is something the financial services industry has struggled to get right for some time. Learn how embedded lending is simplifying the process of borrowing for all those involved.

Business insight
Payments
The ultimate guide to choosing a business advisor

Choosing the best business advisor for your business can be the difference between a project’s success or downfall. This is the ultimate guide to helping you find the right person for the job.

Business insight
Why B2B marketplaces are booming

B2B marketplaces have not always been the go to platforms for business procurement. Explore the modern market trends and discover the reasons behind the B2B marketplace boom.

Business insight
Payments
Understanding the most common business loan terms

Need funding? Here are some of the most common business loan terminology you should review before you start applying.

Business jargon
Top tips to improve cash flow

We give our top 5 tips to improve a business's cash flow.

Business jargon
How to deal with late payment

Our top 5 tips to help businesses that deal with late invoice payment.

Business jargon
The Peer-to-Peer Finance Association explained

We bring light to what the Peer-to-Peer Finance Association, the industry body, is and what it does.

Business jargon
Peer-to-peer, crowdfunding and alternative finance explained

We look at what peer-to-peer, crowdfunding and alternative finance are and how they can help businesses with their funding.

Business jargon
Working capital explained

We look at what working capital is, how it works and why you need to know about it.

Business jargon
Debentures explained

We take a brief look at what a debenture is, how they work and what they mean for your company.

Invoice finance
Invoice finance vs business credit cards

A look at how business credit cards compare to invoice finance as a source of working capital.

Invoice finance
Invoice finance vs overdrafts

A look at what an overdraft is and how it compares to invoice finance as a source of working capital.

Invoice finance
How to compare factoring companies

Comparing the best factoring companies

Invoice finance
The advantages and disadvantages of debt factoring

Debt factoring is now widely used by many companies to ease cash flow. Here are some of the advantages and disadvantages of using this service.

Invoice finance
Factoring vs invoice discounting

Our guide on what the differences and similarities are between invoice factoring and invoice discounting

Invoice finance
Selective invoice discounting explained

We take a look at what is selective invoice discounting is and how it might help businesses

Invoice finance
Invoice discounting explained

Find out what invoice discounting is, how it works and a brief look at what some of the other types of invoice finance.

Invoice finance
Invoice trading explained

Invoice trading platforms allow businesses to sell individual invoices in order to free up cash, to an online community of investors. The concept takes the principle of peer-to-peer lending and applies it to invoice finance.

Invoice finance
Spot factoring explained

A look at what spot factoring is, how it works, the advantages and disadvantages.

Invoice finance
Factoring explained

A look at what factoring is, how it works, the advantages and disadvantages, and a glossary of terms commonly used in factoring.

Invoice finance
Invoice factoring
Invoice finance explained

Find out what invoice finance is, how it works and and its advantages and disadvantages.

Invoice finance
What is the Coronavirus Business Interruption Loan Scheme (CBILS) and should my business apply for a loan?

Coronavirus business loan

Type of finance
The ultimate guide to accredited CBILS lenders

How eligible businesses may apply for CBILS finance through an accredited lender approved by the British Business Bank (BBB).

Type of finance
Manufacturing finance explained

We look at what manufacturing finance is and why cash flow can be an issue for manufacturers.

Type of finance
Recruitment finance explained

A look at what recruitment finance is and why finance in the recruitment industry can be tricky.

Type of finance
Transport finance explained

We take a look at what transport finance is and how it can help businesses with their cash flow.

Type of finance
Export finance explained

Find out what export finance is, the problems that exporters experience and how export finance can help.

Type of finance
Asset finance explained

Asset finance can be useful for many types of business. Here we explain what it is and how it can benefit your company.

Type of finance
Asset lending explained

`Asset lending can be useful for many types of business. Here we explain what it is and how it can benefit your company.

Type of finance
Accounts receivables financing explained

We go into what receivables finance is and the forms it can take

Type of finance
Import finance explained

Find out what import finance is, the problems associated with importing and how import finance can help.

Type of finance
Trade finance explained

Find out what trade finance is, how it works and how it might help your business

Type of finance
Purchase order financing explained

A quick look at what Purchase Order finance is and how it can help businesses with their cash flow.

Type of finance
Working capital explained: a guide to working capital solutions

A look at sources of working capital finance that may help your business overcome cash flow challenges

Type of finance