“Being able to offer flexible payment terms to our B2B customers underpins our market offering. We want to invest in modernising the checkout process and we’re excited to work with Kriya to digitise and provide flexible payment terms to a much wider range of trade customers.”

“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

“Kriya has been a great help to Northern Monk as we’ve scaled operations and started to sell across several different sales channels. It can be tricky to have an ambitious growth plan and manage cash flow with large end supermarket clients, but having Kriya on your side means you can keep business flowing and take on more contracts with confidence.”