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Allica Bank acquires Kriya: Our announcement ->

Now part of Allica Bank, the UK's fastest-growing digital business bank, we're combining digital credit with bank-grade scale to build the next generation of working capital products. Read our announcement.

What the Allica acquisition means for Kriya's customers and partners:

Funding Confidence

Kriya’s products will be funded by Allica’s large deposit base, enabling us to scale with you.

More financial options

Kriya can introduce you to more Allica products – including overdrafts, loans, savings accounts and more!

Additional geographies

Together with Allica, Kriya will soon be available in more countries to support you and your buyers.

Kriya's CEO Anil Stocker discusses the acquisition with Allica Bank CEO Richard Davies

Kriya by the numbers

Kriya is a leader in digital credit and embedded finance
£4bn+
Credit advanced
300k+
Transactions processed

Meet the Kriya leadership team

Anil Stocker
CEO & Co-founder

Anil is Co-Founder and CEO of Kriya, a FinTech pioneering frictionless access to payments and credit for business transactions. Since launch in 2011, Kriya has advanced £4 billion in credit to UK businesses. Kriya has raised over £50 million in equity and £500 million in debt finance to power its development. Anil is an active angel investor in 20+ start-ups across FinTech, Open Banking, B2B marketplaces and crypto. He is a passionate traveller and avid reader.

Work with us
Visit our careers page and see our open roles
Martina Trifonova
Chief Financial Officer

Martina has been with Kriya since 2015 working in various roles within Finance and Operations. She has worked on key projects in the past including fundraising, launching new products and expansion. She is passionate about problem solving and leveraging data to optimise business processes to enable the growth of the business.

Work with us
Visit our careers page and see our open roles
Konstantin Pasechnikov
Chief Technology Officer

Konstantin has a PhD in computer science, over 19+ experience in Software Development, Product Management and Solutions Delivery. Specialising in Finance, Information security, Natural Language Processing and Business Automation.

Work with us
Visit our careers page and see our open roles
Work with us
Visit our careers page and see our open roles
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Partnering with the best

Our story so far

With 12+ years experience in payments and working capital, we’ve helped thousands of businesses and processed £28 billion in B2B payments.

2011

Company launched
First product launched:
Digital Invoice Finance
invoice finance

2015

Series A
£6 million equity

2016

£7.2 million equity

2017

Product Launch:
Term Loans
working capital loans

2018

Product Launch:
Line of Credit

2019

Company Rebrand
Series B
£26 million equity

2020

Kriya wins £10m grant from the Banking Competition Remedies Fund (BCR)
Product Launch:
Covid Loans

2022

Rebrand to Kriya
Product Launch:
First Embedded Finance products
embedded paylater

2023

Halfords selects Kriya to power trade credit for business buyers via online checkout and at 350+ Halfords locations.
Stripe offers Kriya's B2B PayLater option seamlessly through Stripe checkout.

2024

Funding Facility
£50 million debt raise

2025

Allica Bank acquires Kriya 100%
With the goal to deploy £1 billion in working-capital finance over the next three years.
Interested in working with us?
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