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Close bigger deals across all your sales channels

Provide your buyers with the same flexible credit options whether they order from you online or offline.

Interactive tour
Launch
Launch

Buyers with credit spend more

Grow sales by offering flexible payment terms across all your channels,
whether tele-sales, in-person or online.
68
%
Increase to Average Order Value
82
%
More likely to purchase with PayLater options
2
x
More likely to make repeat purchase

Unify your trade credit

Offer the same flexible PayLater terms to all your buyers, regardless of how they do business with you.
All in one place
Whether your buyers come to you online or offline, offer the same great credit terms. Maximise conversions across tele-sales, in-person retail and your online store.
Get paid upfront
Be totally in control of your cash flow. You're paid instantly, while your customers pay how and when it suits them.
Mitigate risk
Get peace of mind that you’re doing business with reputable buyers. We run automatic credit-scoring and anti-fraud checks at point of order.
Close deals quicker
No 48-hour waits for credit approval. We approve up to 91% of applications instantly, so when your buyer places an order there’s nothing to slow you down.

See how Kriya works

Want to see our eCommerce checkout in action? Or see how to raise offline orders in our Merchant Portal? Check out the key workflows with our interactive product tour.

Start tour
Start tour

Offer credit to buyers in 45 countries

Accelerate your international sales with trade credit. Credit with Kriya is available in Sterling, US Dollars, Euros and Australian Dollars.

How to
create offline orders

1.

Onboard your buyer.
  • Use your buyer’s company information to onboard them Kriya’s Merchant Portal.
  • We perform credit, risk and fraud checks and show you how much credit we can provide.
  • You set up the order in the Merchant Portal.
  • Offer your buyer the choice to pay in 30, 60 or 90 days or in 3 monthly instalments.

2.

Create an order.

3.

Get paid up front.
  • You ship the order as normal.
  • Once it’s delivered, add proof of delivery to the order in the Merchant Portal.
  • We’ll pay you in full.
  • Your customer pays us on their terms with their choice of bank transfer, direct debit or open banking.
  • We handle collections and reconciliation for you.

4.

We take care of collecting payment.

The end-to-end solution
for embedded finance

With instant credit decisions through a single Kriya Payments Orchestration API, buyers have complete flexibility to pay how they want, when they want

Power your offline sales

Remove friction and increase conversion with links to your hosted payments page. Bring your buyers online to complete their orders on credit terms that suit them.

Payment link

Send your buyers links to place orders on trade credit via SMS, messaging apps or email.

Invoice link

Add Kriya PayLater as an embedded payment option on your digital invoices.

“Being able to offer flexible payment terms to our B2B customers underpins our market offering. We want to invest in modernising the checkout process and we’re excited to work with Kriya to digitise and provide flexible payment terms to a much wider range of trade customers.”

Anthony Caie
Director of B2B & Services
1

“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

Bas Lustenhouwer
CFO
2

"Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers.”

Tony Vardy
Managing Director
3

“Something I really love about the Kriya relationship is that it feels like a partnership rather than a service provider who's selling you something.”

Abdel Wahab Turkmani
CEO & Founder
4

"The integration process was very smooth, the team’s level of professionalism and efficiency in addressing issues left us thoroughly impressed. The team was well-prepared and had a strong understanding of the product."

Tibor Kadar
CFO
5

"We’ve worked with Kriya for a number of years and they are a key part of our working capital strategy. What sets them apart from other invoice finance providers is their excellent service, flexibility and commercial approach to problem-solving."

John Miller
CFO
6

“We expect our turnover to double year on year, and timely access to working capital provided by Kriya is critical for this”

Ben Grass
Co-Founder
7

“We've had significant growth since we've started offering credit at checkout with Kriya. We are now doing over £100,000 a month with Kriya just because we're offering that service for them. And I can see that that growth is just going to continue to skyrocket.”

Andrew Haehn
COO and Co-Founder
9

Accelerate your revenue & growth

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