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Close bigger deals across all your sales channels

Provide buyers the same flexible payment terms whether they order online or offline.

Book a demo
Book a demo
Book a demo
Launch
Launch
90% of B2B commerce is offline, but it’s full of friction
Seamlessly offer flexible payment terms through field and telesales, over email and in store with Kriya. You’ll benefit too.

Close sales faster

Your Sales Team can independently offer payment terms, hassle free.

Relax, no risk

We protect you from credit and fraud risk so you can focus on growth.

Put your capital to work

We fund your payment terms so you can invest elsewhere.

Less admin

We automate decisioning, and take the lead on payment collection.
Paid up front
No waiting a month or more to get paid. Cash flow you can depend on.

Unified and Multichannel

A single solution to onboard buyers and provide them flexible payment terms with a personal spending limit across all of your sales channels.

Unify payments and win more deals across tele-sales, email invoicing, in-store and online.

Make offline sales as frictionless as eCommerce
Instant decisions and flexible terms for offline orders.
Kriya brings the B2C payments experience to B2B buyers.
Launch
Launch
Order placed

Your buyer places an order using Kriya PayLater

Buyer authentication

Kriya runs instant buyer authentication, then provides a spending limit

Payment terms

Your buyer chooses their payment terms to complete the order.

Order delivered

When your order is delivered Kriya pays you in full.

Hands off collection

Kriya takes on the risk and handles payment collection when due.

Order created

Create the order in the Kriya Merchant Portal. Multiple orders can be added in bulk too.

Buyer authentication

For new buyers, Kriya runs instant buyer authentication, then provides a spending limit

Payment terms

Choose the payment terms you want to offer and complete the order.

Order verification & invoicing

Once the buyer verifies the order, an invoice is sent. When the order is delivered, Kriya pays you in full.

Collections handled

Kriya takes on the risk and handles payment collection when due.

Flexible payment terms grow sales

Give buyers the choice of 30, 45 and 60-day terms. Instant spending limit decisions and flexible terms mean bigger deals, more often.

82%

More likely to purchase with PayLater

68%

Increase to Average Order Value

2x

More likely to make repeat purchases
Digitise the last mile of your offline sales
Increase conversion by bringing your buyers online to complete their orders on payment terms that suit them.

Payment link

Send buyers links to pay on terms via SMS, messaging apps or email.

Invoice link

Embed Kriya PayLater as a payment option on your digital invoices.

More than payments
Our range of merchant services makes Kriya your all-in-one solution.

Buyer Authentication

Instant decisioning and risk-free onboarding.

Invoicing

Easily generate invoices within the Kriya Merchant Portal

Merchant Portal

Get insights and manage all your buyers and orders in one place

Reconciliation

Easily sync up with your ERP or accounting software

Marketing

Drive uptake of Kriya payments in your buyer-base with co-branded campaigns

Support

Assistance when you need it for you and your buyers
Accelerate your revenue and growth
Take Kriya for a test drive today
Speak to an expert

“Being able to offer flexible payment terms to our B2B customers underpins our market offering. We want to invest in modernising the checkout process and we’re excited to work with Kriya to digitise and provide flexible payment terms to a much wider range of trade customers.”

Read more
1

“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

Read more
2

"The integration process was very smooth, the team’s level of professionalism and efficiency in addressing issues left us thoroughly impressed. The team was well-prepared and had a strong understanding of the product."

Read more
3

“We've had significant growth since we've started offering credit at checkout with Kriya. We are now doing over £100,000 a month with Kriya just because we're offering that service for them. And I can see that that growth is just going to continue to skyrocket.”

Read more
4

"Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers.”

Read more
5

“Something I really love about the Kriya relationship is that it feels like a partnership rather than a service provider who's selling you something.”

Read more
6
Don't just take our word for it.
Anthony Caie
Director of B2B & Services
|
Halfords

“Being able to offer flexible payment terms to our B2B customers underpins our market offering. We want to invest in modernising the checkout process and we’re excited to work with Kriya to digitise and provide flexible payment terms to a much wider range of trade customers.”

Bas Lustenhouwer
CFO
|
Nivoda

“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

Tibor Kadar
CFO
|
Fractory

"The integration process was very smooth, the team’s level of professionalism and efficiency in addressing issues left us thoroughly impressed. The team was well-prepared and had a strong understanding of the product."

Andrew Haehn
COO and Co-Founder
|
Materials Market

“We've had significant growth since we've started offering credit at checkout with Kriya. We are now doing over £100,000 a month with Kriya just because we're offering that service for them. And I can see that that growth is just going to continue to skyrocket.”

Tony Vardy
Managing Director
|
Meatex

"Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers.”

Abdel Wahab Turkmani
CEO & Founder
|
Farmlend

“Something I really love about the Kriya relationship is that it feels like a partnership rather than a service provider who's selling you something.”