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Allica Bank acquires Kriya: Our announcement ->
invoice finance

Turn unpaid invoices into instant capital

Bridge cash flow gaps and invest in your growth with flexible invoice finance.

Launched in 2012
£4bn+ credit advanced
Part of Allica Bank
Kriya offers Embedded PayLater, Invoice Finance and Working Capital Loans
Get paid sooner

Take control of your cash flow and advance the funds owed to you from outstanding invoices

Upload invoices

No waiting. Get your clients approved  & receive up to 90% of your invoice within 24 hours.

Access funding

Go beyond your business credit limit. Tap into instant buyer spending limits.

Transparent pricing

No hidden fees or contracts. You only pay when you finance an invoice.

60%

Of businesses utilising invoice finance see operational expansion within their first year.

Sign larger orders with bigger clients
Invest in business growth and hiring
Pay your supply chain faster
Cover payroll and fixed costs
Free your team from chasing invoices
Unlock better supplier deals
Success stories
Businesses who are making the most of invoice finance
Managing cashflow to scale revenue to £20m+ in 2.5 years

Kriya's Invoice Financing enabled Amber Labs to close larger contracts with enterprise and Government clients while maintaining liquidity

invoice finance

“Kriya has been vital in supporting our ambitious growth strategy, offering flexible financial solutions that not only aligned with but strengthened our expansion efforts. Always ready to get on the phone to collaborate, the Kriya team has proven to be a trusted and reliable partner in our journey.”

Sebastien Payet
CEO,
Amber Labs
Enabling big deals with key buyers

Northern Monk can draw down finance against large wholesale orders, and focus on scaling to £20m+ in revenue

invoice finance

“Kriya has been a great help to Northern Monk as we’ve scaled operations and started to sell across several different sales channels. It can be tricky to have an ambitious growth plan and manage cash flow with large end supermarket clients, but having Kriya on your side means you can keep business flowing and take on more contracts with confidence.”

Chris Harrison
CFO,
Northern Monk
Finance your exports in 45+ countries
Grow your business internationally and at home. 
Credit with Kriya is available in Sterling, US Dollars, Euros, Australian Dollars, and more.
Allica Bank acquires Kriya

As part of Allica Bank, the UK's fasest growing digital bank, Kriya gains access to scalable funding and a better cost of capital, enabling us to finance more businesses and larger facilities. Together, we aim to deploy £1 billion in working-capital finance over the next three years.

Allica Bank acquires Kriya

As of October 2025, Kriya is now owned by Allica Bank, the UK's fastest growing business bank. This means Kriya can access more funding and offer more products to businesses.

Over the next three years, together we aim to deploy £1 billion in funding to businesses across the UK and Europe.

invoice finance
Book a call

Kriya pays your invoices in advance

Bridge cash flow gaps and invest in your growth with flexible invoice finance.

What to expect from your enquiry
1
Consultation focused on your goals and funding requirements
2
Clear assessment of whether Kriya’s Invoice Finance is a fit for your business
3
Key questions answered with a defined path to implementation

Prior to scheduling a call, if your enquiry is not a fit for Kriya, we may refer you to a trusted specialist broker or alternative funder. You can unsubscribe at any point.

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We’ll use this information to get in touch with you about our own and selected partners’ products and services in accordance with our Privacy Policy. Where appropriate, we may securely share your details with one of our vetted partners to discuss suitable funding options. You can unsubscribe at any point. By submitting, you acknowledge we reserve the right to work with businesses that have been trading for a minimum of 12 months and have submitted at least one set of financial accounts.
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If we find good fit, we'll move fast to dig deeper and provide you with indicative terms and pricing.

Otherwise we'll refer you to a trusted partner, no strings attached.

In the meantime, visit our blog to learn how you can benefit from Kriya’s suite of products.

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