Turn unpaid invoices to instant working capital
Bridge cash flow gaps and invest in your growth with flexible invoice finance.
Get paid sooner
Get funded faster
Access more credit
Transparent pricing
Discreet
Make it happen
with invoice finance
Finance an invoice in Kriya Merchant Portal
1.
- Upload the invoice details and your buyer’s company information.
- We’ll run an instant credit check and allocate a spending limit.
- Get an advance of up to 90% within 24 hours.
- Choose the invoice payment terms from a range of flexible options.
- We’ll let you know the fee upfront.
2.
3.
- Your buyer pays off the invoice as normal, into our trust account.
- You're fully in control of collections and your buyer won’t hear from us.
- Once the invoice is paid, we’ll send you the balance, minus our fees.
Unified trade credit across all your channels
Provide your buyers with the same flexible credit options across all your sales channels, whether tele-sales, in-person or online.
Keep your online sales flowing
Win more online sales with our PayLater solution for eCommerce checkouts. Offer your buyers the choice to pay on their terms, while you get paid up front.
Finance your exports in 45 countries
"We’ve worked with Kriya for a number of years and they are a key part of our working capital strategy. What sets them apart from other invoice finance providers is their excellent service, flexibility and commercial approach to problem-solving."
"The integration process was very smooth, the team’s level of professionalism and efficiency in addressing issues left us thoroughly impressed. The team was well-prepared and had a strong understanding of the product."
"Offering credit in-house is just not scalable. We need a partner who allows us to scale, who does that as their bread and butter business."
"Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers.”
“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”