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Invoice finance vs business credit cards

January 28, 2020
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Business credit cards are good for small expenses but won't grow in line with your business.

Relying on credit cards can be expensive in the long run, and any issues with repayment may affect your credit rating and ability to get finance later on.

Invoice finance can offer higher limits that will scale with your business, without the credit risk.


We offer a range of funding solutions that could help your business, including invoice finance, selective invoice discounting, confidential invoice discounting and loans.

It’s quick and easy to access funds, which means you can get the cash flow you need to get on with business. With Kriya, you get:

  • Fast funding: quick funding decisions and set-up
  • Hassle free experience: easy to use digital interface
  • Help in real-time: personal customer support
  • Straightforward costs: no hidden fees
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