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Customer since:
Fabric production

"Invoice finance is really valuable to us because it's not just borrowing for the sake of borrowing - it's bridging a gap. So, it's very functional and very practical."

Verity Britton
Verity Britton, Founder

Long and late payment terms


Kriya Lending - Invoice Finance

How baa ram ewe overcame cash flow challenges with Kriya

An order of a lifetime. A cash flow challenge.

Making Yorkshire famous for wool production across the world once more, reconnecting it to its woolly heritage.

On the rural outskirts of Leeds, a small team of new hand knitting aficionados have a master plan: to make Yorkshire world famous for wool production once more. Starting out as a tiny wool shop selling other people’s yarns and later becoming a knitting brand stocked by over 250 retailers across the globe, baa ram ewe has made a big impact on the yarn industry – making people think completely differently about yarn and Yorkshire yarn, in particular.

Inspired by her mum and grandma’s great love for knitting, a deeper purpose started to take shape. Verity’s mission is to find a way of supporting a wider local industry that has been central to the history and development of Yorkshire’s towns, cities, farms and fields.

Using invoice finance to meet the demand

baa ram ewe was doing well and secured an order with a large department store, but the high volumes needed for production and the longer terms with the large chain meant that they needed to bridge the financial gap between production and payment.

Invoice finance came to the rescue and allowed them to access the funds tied up in their invoices.

“I think this is something that will be an issue more and more as time goes on,” says Verity. “Working with Kriya gives us a way to solve these kinds of problems quickly and efficiently.”

Your Kriya story starts here

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