Don’t be a victim of fraud. Our automated risk scoring and fraud checks lighten your team’s workload. Leaving you to do business with customers you can feel confident about.
Offer your customers the payment method, currency and credit terms they're looking for – all powered by our payments platform. Provide complete flexibility to your buyers - they pay for what they want, how they want, when they want.
Instantly give buyers pay-later options while you get the funds pay-out upfront. No long waits for customer credit approvals. Our risk scoring does the work instantly, so when your customer hits checkout, there's nothing to slow them down.
Save yourself the pain of credit control. We provide the credit, and work with you to collect payments. Leaving you with more time and energy for better things.
From Barclays to the British Business Bank, we’re trusted by the biggest institutions in the world. And our clients back this up with a market-leading 5-star rating on TrustPilot.
Our tried and tested risk model means we’re able to offer 90%+ of your customers with market leading credit limits. Our historical performance means we offer the most competitive and transparent pricing in the B2B embedded finance market.
Embedded at the heart of your business, we've built Kriya Payments to adapt to your system and needs. Whether you need a full, partial or zero integration, we’re there to get you up and running – quickly and seamlessly.
Our embedded payments platform makes B2B credit available in 45 countries. This means buyers worldwide can take advantage of flexible payment terms, feeling more secure about their cash flow.
Unlike other B2B embedded finance providers, we have a simple pricing model that’s transparent. We charge a transaction fee on Kriya payment volume.
One rate. Complete transparency. No hidden costs.
We keep it simple so you have confidence that we always provide full transparency to you and your customers.
How is this possible? We offer the most competitive pricing in the market based on our deep understanding of SME funding requirements over the past 12 years. We have worked closely with our long-term funding partners to ensure every client has pricing that fits their unique business model, risk category, and customer base.
The need for flexible payment terms is global. Which is why we're on a mission to bring Kriya to as many countries as possible.
We support B2B eCommerce businesses in the UK, Ireland, Spain, Netherlands, Belgium, Poland and Cyprus. Credit with Kriya is available in Sterling, US Dollars, Euros and Australian Dollars.
Our reach is even wider when it comes to buyers' locations. We're available in UK, US, Belgium, Netherlands, Luxembourg, Ireland, France, Finland, Spain, Denmark, Germany, Austria, Italy, Sweden, Norway, Switzerland, Slovenia, Portugal, Poland, Latvia, Lithuania, Hungary, Bulgaria, Romania, Greece, Czech Republic, Slovakia, Iceland, Estonia, Cyprus, Turkey, United Arab Emirates, India, Qatar, Bahrain, Oman, Kuwait, Saudi Arabia, New Zealand, Canada, Australia, Hong Kong, Singapore, Malaysia and Thailand.
“Kriya's integration team were brilliant, making the process of integrating their B2B Buy Now Pay Later platform with our bespoke sites simple and effortless”
Offer B2B Buy Now Pay Later options across multiple sales channels, fast
Seamless integration of embedded finance via Kriya Payments
"Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers.”
Lack of flexibility from their credit providers
B2B buy now pay later with flexible payment terms
“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”
Nivoda were trying to manage credit internally, which led to low functionality, high interest rates and limited geographic coverage
Embedded payments and credit with Kriya Payments
“We've had significant growth since we've started offering credit at checkout with Kriya. We are now doing over £100,000 a month with Kriya just because we're offering that service for them. And I can see that that growth is just going to continue to skyrocket.”
Bringing online credit to the offline world of construction
Embedded finance with Kriya Payments
"Offering credit in-house is just not scalable. We need a partner who allows us to scale, who does that as their bread and butter business."
Customers want credit terms, but the marketplace needs money up front to ensure that suppliers get paid timely
Kriya Payments offering credit to their customers so that they can pay in 30 days or at the end of month following
Don’t take our word for it, check out what our customers have to say about partnering with us to provide B2B embedded finance to their buyers.
Amazing team to work with, in particular Rahul. Such a pleasure to work with and is always so helpful. Very professional and very efficient. If I ever have a problem he is always happy to help and gets back to me straight away. I look forward to working with him more in the future. The Kriya team are all amazing and great to work with!
February 24, 2023
Really amazing people to work with! They always get it done and keep accommodating to exactly what our business needs at the time. Really appreciate the length and efforts they go above and beyond for us!
February 15, 2023
We have been partnering with Kriya for quite a few months and I must say the team at is super understanding and helpful in solving queries. Especially the accounts payable team- Rahul- is always professional, and knowledgeable, and went above and beyond to make sure that every interaction was a positive one. He has a keen attention to detail and a deep understanding of his role, which allowed him to effectively manage the accounts payable process with ease. His ability to handle even the most complex situations with grace and competence was truly remarkable. The team helped us to build and simplify processes related to advances and repayments. I would highly recommend this company and its Accounts Payable department to anyone in need of their services.
February 10, 2023
As a startup, we have been working with Kriya for just over 10 months to provide embedded finance solutions to our clients. Throughout this period I have been thoroughly impressed by their services and adaptability to our ever-changing needs. From the initial mobilisation period and throughout the management of the account, their professionalism and client services have been exemplary. Annie, our Account Manager has been fantastic to work with, she always goes the extra mile to help and is always available should we have any questions or require assistance.
December 7, 2022
I have been working with Kriya (formerly MarketFinance) for several months, and I must say I'm impressed by how well they can adapt to what our clientele requires in order to be able to use the credit facility.The team has been super helpful and business keeps growing non-stop.
December 7, 2022
By working with Kriya (formerly MarketFinance), we are able to offer our customers 30 and 60 days credit instantly without ever leaving the Meatex site.
This is completely new for the industry and has helped us better serve customers and in turn, sell more. Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers!
September 23, 2022