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Payments

Checkout.

           It's where

      business

                 takes off

Let customers sail through checkout, with flexible payment and credit options. With Kriya’s B2B embedded finance platform, you’re paid instantly, and your customer pays how and when it suits them, and the market keeps flowing. All quick, seamless and trackable.
Get payments with Kriya

Say hello to payment powers

From marketplaces to enterprises, we’re out to help B2B eCommerce platforms remove friction and keep business flowing brilliantly.
Authenticate customers

Don’t be a victim of fraud. Our automated risk scoring and fraud checks lighten your team’s workload. Leaving you to do business with customers you can feel confident about.

Payment options

Offer your customers the payment method, currency and credit terms they're looking for – all powered by our payments platform. Provide complete flexibility to your buyers - they pay for what they want, how they want, when they want.

Access instant cashflow

Instantly give buyers pay-later options while you get the funds pay-out upfront. No long waits for customer credit approvals. Our risk scoring does the work instantly, so when your customer hits checkout, there's nothing to slow them down.

We collect

Save yourself the pain of credit control. We provide the credit, and work with you to collect payments. Leaving you with more time and energy for better things.

How our all-in-one embedded finance platform works

With instant credit decisions through a single Kriya Payments Orchestration API, buyers have complete flexibility to pay how they want, when they want

Why Kriya Payments?

Choosing your embedded credit partner can be tricky. Hopefully our 12 year track record of success helps you start a conversation with us. We’re the market leaders when it comes to product offering, speed of decision, risk performance, international capability and best in class pricing. This is the reason we’ve already handled £20b+ of payments and advanced £3b+ of credit.

12+ years of trust

From Barclays to the British Business Bank, we’re trusted by the biggest institutions in the world. And our clients back this up with a market-leading 5-star rating on TrustPilot.

Best coverage & pricing

Our tried and tested risk model means we’re able to offer 90%+ of your customers with market leading credit limits. Our historical performance means we offer the most competitive and transparent pricing in the B2B embedded finance market.

Many easy ways to integrate

Embedded at the heart of your business, we've built Kriya Payments to adapt to your system and needs. Whether you need a full, partial or zero integration, we’re there to get you up and running – quickly and seamlessly.

Geographic reach

Our embedded payments platform makes B2B credit available in 45 countries. This means buyers worldwide can take advantage of flexible payment terms, feeling more secure about their cash flow.

Kriya Payments orchestration:
one integration, many ways to pay

With Kriya Payments integration your customers can pay in many ways

You’re in safe hands

Our funding partnerships have been built on trust over the last twelve years.

We are proud to serve customers in our growing community

We partner with B2B businesses across multiple industries, such as Healthcare, Food & Beverage, Logistics, Technology & IT services, and Environmental services.

One price, no surprises

Unlike other B2B embedded finance providers, we have a simple pricing model that’s transparent. We charge a transaction fee on Kriya payment volume.

One rate. Complete transparency. No hidden costs. 

We keep it simple so you have confidence that we always provide full transparency to you and your customers.

How is this possible? We offer the  most competitive pricing in the market based on our deep understanding of SME funding requirements over the past 12 years. We have worked closely with our long-term funding partners to ensure every client has pricing that fits their unique business model, risk category, and customer base.

Kriya Payments services customers in UK, US, Netherlands, Luxembourg, Ireland, France, Finland, Spain, Denmark, Germany, Austria, Italy, Sweden, Norway, Switzerland, Slovenia, Portugal, Poland, Latvia, Lithuania, Hungary, Greece, Czech Republic, Slovakia, Iceland, Estonia, Cyprus, Turkey, UAE, Qatar, Bahrain, Oman, Kuwait, Saudi Arabia, New Zealand, Canada, Australia, Hong Kong, Singapore, Malaysia and Thailand

We're where your
customers are

The need for flexible payment terms is global. Which is why we're on a mission to bring Kriya to as many countries as possible.

We support B2B eCommerce businesses in the UK, Ireland, Spain, Netherlands, Belgium, Poland and Cyprus. Credit with Kriya is available in Sterling, US Dollars, Euros and Australian Dollars.

Our reach is even wider when it comes to buyers' locations. We're available in UK, US, Belgium, Netherlands, Luxembourg, Ireland, France, Finland, Spain, Denmark, Germany, Austria, Italy, Sweden, Norway, Switzerland, Slovenia, Portugal, Poland, Latvia, Lithuania, Hungary, Bulgaria, Romania, Greece, Czech Republic, Slovakia, Iceland, Estonia, Cyprus, Turkey, United Arab Emirates, India, Qatar, Bahrain, Oman, Kuwait, Saudi Arabia, New Zealand, Canada, Australia, Hong Kong, Singapore, Malaysia and Thailand.

Kriya Payments services customers in UK, US, Netherlands, Luxembourg, Ireland, France, Finland, Spain, Denmark, Germany, Austria, Italy, Sweden, Norway, Switzerland, Slovenia, Portugal, Poland, Latvia, Lithuania, Hungary, Greece, Czech Republic, Slovakia, Iceland, Estonia, Cyprus, Turkey, UAE, Qatar, Bahrain, Oman, Kuwait, Saudi Arabia, New Zealand, Canada, Australia, Hong Kong, Singapore, Malaysia and Thailand

Customer Stories

Integrate with Kriya Payments

We have multiple ways of implementing Kriya Payments at checkout. All integrations are supported by our experienced implementation team who will partner with you throughout the process, making it as smooth as possible.

Direct API

This option gives you the most flexibility when it comes to building a customised checkout solution. It’s most suited for merchants with a technical development team and can be completed in 2-4 weeks.

Payments Journey API

This light-weight option allows you to insert a branded payment page at checkout or embedded within other payment prompts. The development effort is lower and it only takes 1-2 weeks to integrate. It also updates automatically.

eCommerce apps

As simple as downloading an app: our eCommerce plugins allow you to instantly integrate with zero hassle. Your online store must be built on a supported eCommerce platform. Currently we support WooCommerce, BigCommerce, nopCommerce and Adobe Commerce (Magento), with many more coming soon.

Just ask our customers

Don’t take our word for it, check out what our customers have to say about partnering with us to provide B2B embedded finance to their buyers.

Quotes from our community

Amazing Team

Amazing team to work with, in particular Rahul. Such a pleasure to work with and is always so helpful. Very professional and very efficient. If I ever have a problem he is always happy to help and gets back to me straight away. I look forward to working with him more in the future. The Kriya team are all amazing and great to work with!

Courtney Newman

February 24, 2023

Really amazing people to work with!

Really amazing people to work with! They always get it done and keep accommodating to exactly what our business needs at the time. Really appreciate the length and efforts they go above and beyond for us!

Kaycie Weiss

February 15, 2023

Accounts payable team at Kriya - Knowledgable & Easy to work with

We have been partnering with Kriya for quite a few months and I must say the team at is super understanding and helpful in solving queries. Especially the accounts payable team- Rahul- is always professional, and knowledgeable, and went above and beyond to make sure that every interaction was a positive one. He has a keen attention to detail and a deep understanding of his role, which allowed him to effectively manage the accounts payable process with ease. His ability to handle even the most complex situations with grace and competence was truly remarkable. The team helped us to build and simplify processes related to advances and repayments. I would highly recommend this company and its Accounts Payable department to anyone in need of their services.

Durgesh Rao

February 10, 2023

Exemplary service and a fantastic product

As a startup, we have been working with Kriya for just over 10 months to provide embedded finance solutions to our clients. Throughout this period I have been thoroughly impressed by their services and adaptability to our ever-changing needs. From the initial mobilisation period and throughout the management of the account, their professionalism and client services have been exemplary. Annie, our Account Manager has been fantastic to work with, she always goes the extra mile to help and is always available should we have any questions or require assistance.

Nathan Darbyshire

December 7, 2022

Adapting to your business needs

I have been working with Kriya (formerly MarketFinance) for several months, and I must say I'm impressed by how well they can adapt to what our clientele requires in order to be able to use the credit facility.The team has been super helpful and business keeps growing non-stop.

Francesco Iapicca

December 7, 2022

Working with Kriya (formerly MarketFinance)

By working with Kriya (formerly MarketFinance), we are able to offer our customers 30 and 60 days credit instantly without ever leaving the Meatex site.

This is completely new for the industry and has helped us better serve customers and in turn, sell more. Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers!

Meatex

September 23, 2022

Make cash flow seemlessly
Get paid faster
Kickstart your business

Take a load off your payments.
Book a demo.

Let's get things moving for you

We make it easier for your customers to buy from you online while reducing your credit risk. Giving them instant credit decisions at checkout to pay on flexible payment terms helps them manage their cash flow and make the orders they need to help their businesses grow. You’re paid up front, they pay how it suits them, and the market keeps moving.