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embedded paylater

Give your buyers PayLater powers

Sign up more buyers and boost conversion across all your sales channels

Launched in 2012
£28bn+ payments processed
£3.7bn+ credit advanced
Kriya offers Embedded PayLater, Invoice Finance and Working Capital Loans
PayLater by the numbers
Grow your sales with PayLater’s flexible payment options
82%

Of B2B buyers would pick a supplier because it offered 30, 60 or 90 day payment terms at checkout.

68%

Is the average increase in order size for businesses that have implemented Kriya’s PayLater

2X

Buyers are twice as likely to make a repeat purchase when flexible payment terms are offered

Success stories
Merchants who are making the most of embedded PayLater
8X growth in number of buyers

By offering diamond buyers Buy Now Pay Later at checkout, powered by Kriya – Nivoda's gross merchandising volume also increased by 5X.

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“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

Bas Lustenhouwer
CFO,
Nivoda
+136% Uplift in Average Order Volume

Through Kriya's Embedded PayLater, Halfords saw an increase in B2B purchase frequency and order size, both online and offline.

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“We work with sole traders, business customers and government entities. Kriya is the only supplier that could support all three. We expect our B2B revenues to increase as a result of providing Kriya’s flexible payment terms to our trade and business buyers.”

Stuart Zissman
Head of Financial Services,
Halfords
The full suite PayLater product
Scale with speed & security – PayLater is more than a checkout option
Merchant portal

Get insights and manage all your buyers and orders in one place

Reconciliation

Kriya syncs with ERPs & accounting software – get a consistent view of your sales

Collections

No chasing payments, we handle collections on your behalf.

Invoicing

Get insights and manage all your buyers and orders in one place

Use PayLater in 45 Countries
Accelerate export sales with instant, international buyer decisioning, in a range of currencies, across the globe.
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What to expect on the call
1
A discovery call about your goals & requirements
2
Insights into how Kriya's suite of products can help you
3
Time for questions, and to scope our partnership

If we find good fit, we'll move fast to dig deeper and provide you with indicative terms and pricing. Otherwise we'll refer you to a trusted partner — no strings attached

“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

Bas Lustenhouwer
CFO
|
Nivoda