Late payments are one of the toughest problems small and medium-sized businesses face. Waiting 60, 120 or even 180 days to be paid for completed work makes it difficult to balance the books. This affects paying wages, running day-to-day operations and investing in your growth plans. During the pandemic, businesses of every size have experienced even longer and harsher payment terms.

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A new ‘One Stop Shop’ scheme has been introduced which aims to streamline the administration of the VAT process. This means having conversations with your affected clients so you can help them plan for these changes and register for the new IOSS and OSS systems.

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Nowadays, business owners are less likely to question the extent to which technology could enhance and streamline their business. It’s clear that every industry has been changed and enhanced by everything from email to AI. Instead you might be wondering how it’s even possible to do business without relying on technology.

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We’ve been busy taking the friction out of business finance. Read all about our latest tech updates and cash flow solutions for small businesses.

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At Kriya, we understand the stresses and frustrations that small businesses go through every day. While we can’t fix everything, we can give you the financial firepower you need to supercharge your cash flow. We believe strongly that the more time you save on admin and finance-related tasks, the more hours you can pour into your business. And that’s exactly where your time should go.

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Like many parts of business, customer service has definitely become challenging during the pandemic. Many companies experienced new problems, from supply chain issues to remote working. With these, new complaints and expectations had to be dealt with.

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Pre-pandemic, building up ecommerce capabilities was a priority for a lot of retail businesses. Then, with national lockdowns and store closures across the UK, it became a lifeline. So where does the shopping experience go from here, and how do you hold onto those new customers?

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Working capital is an essential part of any business. Your day-to-day operational costs like wages or renting office space rely on a healthy cash balance. On top of that, when businesses look to expand or grow, working capital is vital. Without enough, you simply won’t have access to cash for one-off costs like upgrading equipment.

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As the world has become increasingly globalised and tech-enabled, supply chains have grown and evolved too. Manufacturers have had to keep up with the speed of innovation to make sure they remain competitive and don’t get left behind. Add to that the stresses the pandemic piled on factories, warehouses and logistics and you can see how fragile supply chains can be. Your focus now should be on streamlining them.

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