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Buy Now, Pay Later built for B2B

Offer trade credit and flexible payment terms across your webiste and offline sales channels.

Book a call with our payments experts today to find out more.
Get paid upfront
Unlock bigger order sizes
Simple and risk free
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B2B Payments to boost your growth

Win more sales with Kriya's PayLater solution for Wholesalers, Retailers and Marketplaces.

Offer your buyers the choice to pay on their terms, while you get paid up front, in full.

Get paid upfront
Be totally in control of your cash flow. You're paid instantly, while your customers pay how and when it suits them.
Instant decisions
No 48-hour waits for credit approval. Our technology does the work instantly, so when your customer hits checkout, there's nothing to slow them down.
Mitigate risk
Get peace of mind that you’re doing business with reputable buyers. We run automatic credit-scoring and anti-fraud checks at checkout.
No more admin
Who wants to do credit control anyway? We handle payment collection and reconciliation so you can focus on growth.
Interactive tour

£26Bn payments processed and counting...

We've been unlocking B2B growth for 12+ years and are backed by the best of investors.

Unified trade credit across all your channels

Provide your buyers with the same flexible credit options across all your sales channels, whether tele-sales, in-person or online.

How PayLater works

1.

Buyer places order on your website or offline sales channel.
  • We check new buyers and give a credit limit in seconds.
  • Buyers choose to pay in 30, 60 or 90 days, or in 3 monthly instalments.
  • We pay you upfront.
  • You fulfil the order as normal.

2.

Get paid immediately.

3.

We take care of collecting payment.
  • Your buyer pays us on their terms with their choice of bank transfer, direct debit or open banking.
  • We handle collections and reconciliation for you.

Unified trade credit across all your channels

Provide your buyers with the same flexible credit options across all your sales channels, whether tele-sales, in-person or online.

BNPL your way

There's many ways to build Kriya PayLater into your sales flow.
Direct API
Build directly to our API for a highly flexible and customised checkout solution.

Most suited for merchants with a technical development team and can be completed in 2-4 weeks.
Hosted Payments Page
Insert a branded payment page at checkout or embedded within other payment prompts.

The development effort is lower and it only takes 1-2 weeks to integrate. It also updates automatically.
eCommerce Plugins
Get up and running immediately with our range of eCommerce plugins.

Kriya has plugins for WooCommerce, BigCommerce, nopCommerce and Adobe Commerce (Magento), with many more coming soon.
Merchant Portal
Get instant buyer spending limits and process offline orders.

Get up and running immediately with our no-code solution for offline payments.

“Being able to offer flexible payment terms to our B2B customers underpins our market offering. We want to invest in modernising the checkout process and we’re excited to work with Kriya to digitise and provide flexible payment terms to a much wider range of trade customers.”

Anthony Caie
Director of B2B & Services
1

“Being able to offer credit has helped our customers manage their working capital and buy more. As a result, customers appreciate our service even more, as evidenced by higher repeat purchase and retention levels for customers that make use of Nivoda credit.”

Bas Lustenhouwer
CFO
2

"Integrating Kriya Payments has been quick and simple, the team were supportive throughout the whole process and we are already seeing results! Customers love the new offering and our sales team love being able to offer instant credit accounts to customers.”

Tony Vardy
Managing Director
3

“Something I really love about the Kriya relationship is that it feels like a partnership rather than a service provider who's selling you something.”

Abdel Wahab Turkmani
CEO & Founder
4

"The integration process was very smooth, the team’s level of professionalism and efficiency in addressing issues left us thoroughly impressed. The team was well-prepared and had a strong understanding of the product."

Tibor Kadar
CFO
5

“We expect our turnover to double year on year, and timely access to working capital provided by Kriya is critical for this”

Ben Grass
Co-Founder
6

“We've had significant growth since we've started offering credit at checkout with Kriya. We are now doing over £100,000 a month with Kriya just because we're offering that service for them. And I can see that that growth is just going to continue to skyrocket.”

Andrew Haehn
COO and Co-Founder
8